Get instant mortgage repayment calculations with our free calculator. See exactly how much you'll pay each month and over the full term.
Enter your mortgage details below
Enter your loan details to see your monthly payments
Your interest rate stays the same for a set period (typically 2, 3, 5, or 10 years).
Your rate can go up or down with the market or lender's standard variable rate (SVR).
Follows the Bank of England base rate plus a set percentage.
A mortgage repayment calculator helps you understand how much you'll pay each month for your home loan. It factors in the loan amount, interest rate, and term to give you accurate payment estimates.
Our calculator shows both repayment mortgages (where you pay off capital and interest) and interest-only mortgages (where you only pay interest monthly and repay the capital at the end).
Pro tip: Use our calculator to compare different scenarios - try adjusting the term length or interest rate to see how it affects your payments.
Monthly Payment: The amount you'll pay each month to your lender
Total Interest: The total cost of borrowing over the full term
Total Repayment: The full amount you'll pay back (loan + interest)
Remember to budget for additional costs like buildings insurance, life insurance, and maintenance